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The most basic form of liability insurance is public liability. It provides legal liability protection from damage to third party property or bodily injury. This type of cover is important for anybody who occupies or leases property in connection with their business, and/or provides a service away from their premises (such as a decorator, painter, motor mechanic, electrician, plumber). Products liability cover is important for anybody supplying products such as a retailer, importer/exporter or manufacturer. Cover includes defence costs which are usually in addition to the limit of indemnity. Public and products liability insurance is occurrence (event) triggered.
Statutory liability insurance provides legal defence protection and cover for fines for some breaches of statute, such as the Resource Management Act, Financial Reporting Act and Building Act. Occupational Health and Safety legislation prevents parties from insuring for workplace health and safety fines. Cover includes defence costs. Statutory liability insurance is triggered when a claim is made.
Employment practice liability insurance provides protection for legal defence and court awarded settlements for employment law breaches. Cover includes defence costs. Employment practice liability insurance is occurrence (event) triggered.
About Insure Tradies
Our Professional Team is here to get you and your assets covered, with access to all the major insurance markets and companies including specialist agencies.
“By using our service, rather than going to Insurers directly for Insurance, you will receive quality advice and a policy that covers all aspects required. In the unfortunate event of a claim, we will also liaise with the Insurers on your behalf to take the burden off you, and to work towards a fast and satisfactory outcome” – Steve Sloan CEO
Insure 247 was started in 2012 in Australia, and in 2018 it opened in New Zealand, to provide insurance for New Zealand businesses, using the latest technology we have become a market disruptor, with a number of first in the industry.
The group now cover businesses with over 10,000 policies in place.
Insure Tradies by FSP626729 INSURE 247 LIMITED (NZBN: 9429046774224)
Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation and needs.
Is a member of the largest insurance broker network in Australiasia, the Steadfast Group.
Most Policy Quoted will have agreed to the Steadfast Policy Wording